7 Nigerian women talk about their relationship with money.

April 21, 2021

Money is such an important part of our lives. It’s amazing how we manage to talk about it without really talking about it. In this article, I asked seven Nigerian women to talk about their relationship with money. Here’s what they had to say: 

Evi, 21

I like to think my relationship with money is casual. I do not spend but I also do not save as much as I would like. I wrote a book and selling it has earned me money. Sometimes I write freelance. On average, I earn about 20k monthly. I am very calculative about how I spend it. Some of it goes to school assignment and projects. I also make contributions at church. Sometimes, I support my family using a part of it. I love giving people money because I believe what goes around comes around. 

Fegor, 23 

I am more of a save-it-all person when it comes to money. For a long time, I didn’t know how to spend money because I was used to not having a lot of money. But in 2020, I met this man on the internet. He is about 20 years older than I am. He sends me money often depending on when I ask or how he feels. I wouldn’t call him a sugar daddy because we have never met. The amount he sends fluctuates but since I met him in June he has sent me about 3 million Naira. Now I make sure I spend money on myself without feeling guilt or remorse but I still save aggressively. 

Fatima, 51

Money was always scarce when I was a child not because we didn’t have it but because I grew up in a polygamous home. My father was headmaster at a school so he earned well for his time but he had two wives who had over ten children combined. He had to do a scale of preference when it came to giving his family and my mum’s side of the family was always at the bottom of the list. Because of this, I save money as soon as I get it. I believe that if you spend today when you don’t have to, you won’t have anything to use tomorrow. I tell all my children this. Saving money has helped my life so many times.

Destiny, 20

I like my relationship with money — I think it is healthy. I’m not a big spender so when I spend money, it has to be on things that are important and beneficial to me. I save a lot because I am scared of being broke. Currently, I work as a manager for my father. I earn about 50k monthly and I have to forego a lot of things so I can save it. I also invest some of the money in a farm. I believe if I can save enough, I could get whatever the hell I want.

Grey, 25

I grew up being comfortable. I didn’t notice class until I grew up and realized that some people are poor and others are rich. Because of how I grew up I don’t have a habit of hoarding money. My relationship with money is flexible. When it comes, it comes. I spend what I have to survive — to get through each day. I think saving money is for when you have it. I like giving out money whenever I have it because everybody needs money in this country. Any amount goes a long way. I want to always be able to do that. However, I don’t have a lot of money to give. I also hate asking people for money because I don’t want to be a bother. I wish money wasn’t so much a measure of worth — it’s the worst thing about not having money. 

Aisha, 19 

My stepfather died when I was 9 and my mum has had to cater for our family since then. My mum is quite strict with money so I was grateful when I met my dad at 13. I call him from time to time to ask for money. I don’t believe in aggressive saving because I feel like I could die any minute and it would all be for nothing.  

Tinu, 21 

I am not prudent with money — I spend a lot but I am also very generous with money. I hate the idea of anyone giving me money. I feel like it reducing my idea of being independent. I never accept financial gifts and if I must, I always find a way to pay back the money. 

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