This Is For You If You’ve Been Debited For An Unsuccessful ATM Transaction

October 15, 2019

Has anybody ever wondered why Nigerians are at the chilliest they can be on ATM queues. There may be grumbles and all when someone is taking too long with the machine, but nobody tries to take your place for the most part. But that’s not the deal right now.

The ATM is cool and all, but since it’s electronic, errors happen. It could swallow your card and refuse to return it — but that’s not really a problem because you’re sure to get it back. The problem is when some shit happens and you get a “transaction failed” prompt, but your bank has debited your account. Mistakes like this happen — sure, but this is Nigeria — you might not get that money back. This slaps different if you were just about to withdraw your last card.

If this has happened to you, then you probably went through this:

You Waited To See If It Would Be Reversed

You were in disbelief, but your hope was still strong. You found a space in the ATM  gallery away from the rest, eye fixed on your phone and switching between your messaging and banking apps, hoping that you would see that your beloved funds had been reversed.

You Weighed Your Options

Your math might not be the best, but you didn’t need it at that point to realise how fucked you were. You made mental notes about your financials, and the only thing you arrived at was how badly you needed that money.

You Left The Booth And Moped All The Way Home

You’d spent too much time at the ATM, and you were beginning to get weird stares. You left the gallery and headed home with a heavy heart. The tears were not rolling down your face, but you could hear your heart weeping.

You Took It To Twitter

You needed the money, but you were not about to waste a lifetime in the bank. You explored other available options and saw that Twitter was the next best thing to do. You really wanted to drag them and drop scathing remarks on their TL, but that wouldn’t t help you recover your money. So, you sent them a DM, waiting with bated breath to see if they would respond. They did.

You provided everything they asked for. You held on tightly to a glimpse of hope until they gave sent you the dreaded words – your money would be reversed after 10 working days. It was funny how it took seconds to debit you but days before they planned to return the money from where they took it.

You Took It To The Next Level

10 days passed and your funds had not been reversed. You were done playing nice. You dragged them on Twitter. That didn’t help. You considered going to the bank to fuck shit up. You probably did and even threatened to close your account.

You Chose The Moral Higher Ground

One month passed. Then two months. Your money didn’t get back to you. You chose closure and the peace it brought and decided to let the money go.

Nigerian Banking System 1-0 You. But we move.

Join The Conversation

Bring a friend.

You'll like this

July 14, 2016

You are going to detect these characteristics in your essay authors. Here are the factors for one to really take a look at as nicely as make your final judgment about the skilled article writers British. While all essay writers must face the correct steps of composing an essay in the course of time, merely […]

Watch

Now on Zikoko

Recommended Quizzes

October 29, 2019

We are going to be attempting to guess when you’ll marry based on your favourite Nigerian foods. What does your fave swallow have to do with when you’ll tie the knot? Please, don’t ask complicated questions. This quiz is rigorous and accurate (don’t quote us), so just take it already. QUIZ: Why Do You Have […]

November 11, 2019

Today, we are going to be using your taste in music to determine how good you actually are in bed. All you need to do is create the ultimate Nigerian hit — from the lead artist to the producer — and we’ll tell you if all your partners leave satisfied, or if you are just […]

November 11, 2019

Everyone has something to say about what kind of person they are. But how well do we truthfully evaluate these things? Not that much, I can assure you. The average person is always lying to themselves to make sure they look good. But you know what and who doesn’t lie? Zikoko quizzes that’s what. Take […]

November 30, 2019

With No Nut November FINALLY coming to an end, we’ve decided to mark the torturous month with some more horny content. After quizzes that guessed how many people you’ve slept with, how good you are in bed and who you’ll sleep with next, this one will guess when next you’ll get lucky. Take it to […]

how tall are you
March 11, 2020

Did your parents give you enough beans when you were growing up? If they did, then you’re probably around 6’0″ and above. Either way, we created a quiz that can guess your current height (pretty accurately, if we do say so ourselves). Take to see if we nailed it:

More from General

August 27, 2021

Nigeria’s leading dishwashing liquid, Morning Fresh, has unveiled Tolani Tayo-Osikoya, a successful Chef, Food Blogger and Owner of Diary of a Kitchen Lover, as its new brand ambassador.  Prior to the unveil, Tolani had been sharing the inspiring story of her journey on her social media platforms, reassuring Nigerians that dreams are valid even in […]

August 5, 2021

When it comes to games night ideas you can play with friends, it is best to consider the people you’ll be inviting so you can choose games that each person will enjoy. Not every time truth or dare, or never have I ever. Here are 8 game night ideas you can play with your friends. […]

July 15, 2021

The University authorities released a statement addressing the rise of Covid-19 cases in UNILAG on Tuesday after this tweet was made. Huh ??? Covid outbreak in Unilag  ??? https://t.co/LbH5Xv3nM7 – Jahmal (@JahmalUsen) July 12. 2021 The statement reads, Read more here. School activities were going on as normal, even after several Covid-19 positive students were […]

July 15, 2021

What do you do before you breakup with someone? Well, you should try out any of these seven things. 1) Eat A hungry man is an angry man. So sometimes the reason you want to break up with your partner is because you’ve not had some good food in a while. Before you type that […]

Watch

Trending Videos

Zikoko Originals

December 14, 2020
What happens when a group of chatty young Nigerians talk about things they're passionate about? You get Nigerians talk. A show that discusses very familiar struggles for the average Nigerian. From relationship deal breakers to sex education with Nigerian parents to leaving Nigeria, be prepared for a ride.
November 2, 2020
'The Couch' is a Zikoko series featuring real life stories from anonymous people.
October 26, 2020
A collection of videos documenting some of the events of the EndSARS protests.
June 22, 2020
'The Couch' is a Zikoko series featuring real life stories from anonymous people.
June 22, 2020
Hacked is an interesting new series by Zikoko made up of fictional but hilarious chat conversations.
June 4, 2020
What happens when a group of chatty young Nigerians talk about things they're passionate about? You get Nigerians talk. A show that discusses very familiar struggles for the average Nigerian. From relationship deal breakers to sex education with Nigerian parents to leaving Nigeria, be prepared for a ride.
June 2, 2020
Quickie is a video series where everyone featured gets only one minute to rant, review or do absolutely anything.
May 14, 2020
Isolation Diary is a Zikoko series that showcases what isolation is like for one young Nigerian working from home due to the Coronavirus pandemic.
March 12, 2020
Life is already hard. Deciding where to eat and get the best lifestyle experiences, isn't something you should stress about. Let VRSUS do that for you.

Z! Stacks

Here's a rabbit hole of stories to lose yourself in:

Zikoko amplifies African youth culture by curating and creating smart and joyful content for young Africans and the world.
X