How One Serious Illness Can Make You Go Bankrupt

Avon Healthcare | Inside Life
May 7, 2019

You’re one health emergency away from going bankrupt in Nigeria.

  • – Some human on the internet

In that human’s defence, they’re not wrong. But we’re not here to just tell you that that statement is correct, we’re here to show you why. With facts.

Strap yourselves in ladies and gents, it’s going to be an eye-opening ride..

But first, here’s a fun fact:

It affects over 17,000 Nigerians annually. As the name implies, the disease destroys the kidneys, leaving the sufferer to depend on mandatory dialysis sessions 3 times a week to clean the blood. (Stuff the kidneys should be doing.) The cost for one dialysis session ranges from ₦17,000 – ₦25,000. These sessions will go on until one finds an organ donor and when that happens, the transplant will cost at least ₦6.5 million.

The annual salary of the average Nigerian we mentioned earlier doesn’t even come close to being able to cover everything we just went over.

Let’s go with another chronic illness:

Hepatitis C is a viral infection that causes liver inflammation, sometimes leading to serious liver damage. About half of people living with Hepatitis C don’t know they’re infected, mainly because symptoms can take decades to become apparent i.e. when the virus has done near irreversible damage to the liver.

At this point, the infected would need a liver transplant to survive, which costs millions of naira.

Another chronic illness:

When most people are told by their doctors that they are diabetic, their first instinct is to self-medicate with traditional concoctions without actually reducing their sugar intake. What they don’t realize is that their diabetes may have already gone far beyond what mango leaves boiled in hot water can solve.

Then the symptoms escalate.

Diabetes can cause heart attacks, strokes, blindness, etc. The price of diabetes medication keeps going up, and then there are those who need daily insulin injections or tablets.

In severe cases, diabetes can lead to lower limb amputation. This procedure costs nothing less than ₦3 million.

If you think you don’t need to worry because the above illnesses aren’t that common, here’s one that’s a lot more common than you think:

Appendicitis (the inflammation of a finger-like projection of the large intestine called the appendix) is a medical emergency that requires prompt surgery, and If not treated on time, it may rupture, spilling poisonous content into the abdominal cavity and the bloodstream. This will lead to death.

Appendectomy (the surgery required to remove an inflamed appendix) is said to be the most common abdominal surgical emergency, and it is said to occur in all ages. The cost of an emergency appendectomy can range between ₦150,000 and ₦250,000.

People with illnesses like the ones above start with self-funding. When they inevitably run out, they turn to friends and family for assistance before the next level.

Crowdfunding.

Now, no one hopes to fall sick, but the fact is that it’s a part of life. Until technology gives us the ability to transfer our consciousness into android bodies, the best we can do is give ourselves a fighting chance.

With health insurance.

Health insurance protects you from unplanned medical expenses. It helps you pay for doctor visits, hospital stays, prescription drugs, important preventive care and other medical needs. You can choose from a variety of health insurance plans with different levels of coverage to fit your needs and budget.

The following images have been created as a way to further illustrate how health insurance plans can benefit you:

You might be the epitome of health right now,  but the idea is to be prepared for any illnesses or accidents that may occur in the future.

Remember, unlike Superman, you’re vulnerable.

Sponsored by
Avon Healthcare

Join The Conversation

Bring a friend.

You'll like this

January 23, 2020

Once you’ve seen one Nigerian music video about falling in love, you’ve seen them all. The stories are almost always the same, so we decided to see what we can learn about romance from some of them. The babe has to look uninterested. As a rule of thumb, the babe always has to be immensely […]

Watch

Now on Zikoko

Recommended Quizzes

November 14, 2019

The fourth season of Big Brother Naija came to an end over a month ago, but the conversation surrounding the housemates is far from over. So, in a bid to keep the fire burning, we decided to create a quiz that tells you which famous member of the ‘Pepper Dem’ gang is your soulmate. Take […]

November 7, 2019

These days, everyone is always talking about how much sex they’re getting, or how little sex they’re getting, or how disgusting sex is etc. There’s just so much talk about sex, it’s almost impossible to know who’s lying and who’s telling the truth. In anticipation of our new series about the sex lives of young […]

November 22, 2019

It can be very stressful when you’re trying to find the love of your life, but you only keep meeting people that are exactly like your yeye ex. To help you be more aware of that problem, we’ve created a quiz that lets you know the kind of people you are attracting. Take it to […]

November 27, 2019

Do you have a face that could make angels jealous, or should you really be walking around with a nylon bag over your head so you don’t scare children? Well, this quiz is here to answer that by telling you exactly how good-looking you are. Take and find out: 11 Quizzes For People Who Aren’t […]

April 9, 2020

At some point in life, we all learnt that someone can be very intelligent and still lack common sense. That’s the difference between being book smart and being street smart. If you’re not sure where on the spectrum you fall, well, that’s what this quiz is here to tell you. Take it:

More from Inside Life

November 29, 2021

If things weren’t so expensive, no one would work, everyone deserves a partner that will distract them from the choke hold of capitalism with memes. Here are 10 memes you can send to your partner to distract them from work. 1. The “I’m checking up on you” meme  This meme is bound to make your […]

Watch

Trending Videos

Zikoko Originals

December 14, 2020
What happens when a group of chatty young Nigerians talk about things they're passionate about? You get Nigerians talk. A show that discusses very familiar struggles for the average Nigerian. From relationship deal breakers to sex education with Nigerian parents to leaving Nigeria, be prepared for a ride.
November 2, 2020
'The Couch' is a Zikoko series featuring real life stories from anonymous people.
October 26, 2020
A collection of videos documenting some of the events of the EndSARS protests.
June 22, 2020
'The Couch' is a Zikoko series featuring real life stories from anonymous people.
June 22, 2020
Hacked is an interesting new series by Zikoko made up of fictional but hilarious chat conversations.
June 4, 2020
What happens when a group of chatty young Nigerians talk about things they're passionate about? You get Nigerians talk. A show that discusses very familiar struggles for the average Nigerian. From relationship deal breakers to sex education with Nigerian parents to leaving Nigeria, be prepared for a ride.
June 2, 2020
Quickie is a video series where everyone featured gets only one minute to rant, review or do absolutely anything.
May 14, 2020
Isolation Diary is a Zikoko series that showcases what isolation is like for one young Nigerian working from home due to the Coronavirus pandemic.
March 12, 2020
Life is already hard. Deciding where to eat and get the best lifestyle experiences, isn't something you should stress about. Let VRSUS do that for you.

Z! Stacks

Here's a rabbit hole of stories to lose yourself in:

Zikoko amplifies African youth culture by curating and creating smart and joyful content for young Africans and the world.
X